Re: UKNM: Credit card fraud

[Craig Pickup]

Sajid Mohammed wrote:


> Regardless, it makes it a little more difficult for merchants as you

> have to pay very close attention to every order to look for

> indications of fraud.


This is fine for orders taken and checked off-line and goods sent by

non-electronic means. But what about orders taken and fulfilled online? For

those orders fulfilled off-line there is always an address provided and so it is

easier to tract down the fraudster especially if you ask for the cards billing

address as well as the delivery address.


But when fulfilling orders on-line such as provision of software or access to

on-line services then the transaction tends to be real-time with no address

provided and so harder to spot and/or deal with. Other than the likes of SET

(when/if it eventually is adopted and released) what means are there to check

for fraud in these circumstances?


Craig Pickup