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Subject: Re: UKNM: Splash debit card for under 18s
From: Mark Bunting
Date: Wed, 13 Sep 2000 11:38:34 +0100

Jason Lloyd <JasonLatLansons [dot] com> wrote:
>
> Can I just ask a quick question to all you UKNM
> types? Today there has
> been a lot of media coverage about the new Splash
> card: a debit card for
> the under 18's, specially created to make it
> friendly for online
> purchases. Parents can also access a special site
> and see exactly what
> their little johnny is buying, and also put any
> limit on the card too.
>
> Investment banks are said to be backing it to the
> tune of $6 billion.
> With other similar cards on the horizon
> soon,(visabuxx), what do UKNM
> think of the implications of this new card for kids,
> and more
> importantly, the UK online economy?

Good questions (ie I haven�t a clue but I�ll have a
stab anyway)

To start with the obvious point: how many kids are
going to be happy knowing that their parents can spy
on everything they buy? Surely the most attractive
thing for kids about having their own means of
purchasing is that it frees them from the oldies�
tyranny.

Secondly, what are the mechanisms for preventing sale
of restricted goods (booze, porn, Uzis) to kids? Is it
going to be recognised internationally? How? And
what�s to stop the shadier fringes of the online
market deliberately targeting kids with
no-questions-asked offers of illicit items? (Imagine
the viral power of that one�)

Would be interesting to see what the pre-launch
research with kids and parents came back with.
Assuming they did some of course.

It seems to me that things like www.cokeauction.co.uk,
even if it is an outrageously exploitative marketing
ploy by the evil Coke empire, is a safer/more
controllable way of letting kids have some purchasing
independence. And I think Beenz is open to over-13s.

On a related and more entertaining note the Register
had a great story yesterday about a 15 year-old kid
being investigated for fraud after he crashed a car
he�d bought illegally online...
http://www.theregister.co.uk/content/1/13165.html

Mark



=====
Mark Bunting: mark [dot] buntingatinfonic [dot] com
INFONIC Online Communications Management
Tel +44 (20) 7490 8844
http://www.infonic.com
=====


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