cass business school

When Dave Birch from Consult Hyperion was first asked to sit on a panel about the impact of fintech disruption he sent a tongue in cheek tweet to his followers to ask if they’d seen any yet.

The event, Unbundling the Bank, was held at Cass Business School on 9 April and highlighted the challenges to true disruption in the banking industry.

Dave Birch's point was around the use of the word disruption and whether the existing fintech industry, for which London is mostly acknowledged as the leading global hub, has disrupted the existing rails on which banking infrastructure sits.

In the same way as many industries before it - think music, travel, publishing - financial services is in the midst of dramatic change. Fintech startups are nibbling away at every part of the traditional banks' value chain, and with London's firms attracting $500m investment last year there's clearly a few investors banking (pun intended) on it.

Unbundling the Bank - book here - Thursday (6-8pm, 9th Apr) brings together some of the country's top entrepreneurs and commentators to examine whether financial innovation is likely to be driven by the banks, start-ups, or through partnership between them.